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	<title>Consumer Karma &#187; Credit Cards</title>
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	<link>http://www.consumerkarma.com</link>
	<description>Consumer Information, Resources, Reviews and Rants</description>
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		<title>Bank of America Pulls Out of UK Credit Card Biz</title>
		<link>http://www.consumerkarma.com/2011/08/bank-of-america-pulls-out-of-uk-credit-card-biz/</link>
		<comments>http://www.consumerkarma.com/2011/08/bank-of-america-pulls-out-of-uk-credit-card-biz/#comments</comments>
		<pubDate>Tue, 16 Aug 2011 18:57:50 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Credit Cards]]></category>
		<category><![CDATA[Bank of America]]></category>
		<category><![CDATA[Billions]]></category>
		<category><![CDATA[Losses]]></category>
		<category><![CDATA[United Kingdom]]></category>

		<guid isPermaLink="false">http://www.consumerkarma.com/2011/08/bank-of-america-pulls-out-of-uk-credit-card-biz/</guid>
		<description><![CDATA[I must admit I was a bit puzzled when I came across this article that reveals Bank of America’s plans to exit the credit card business in the U.K. It seemed to fly in the face of my last posting which seems to indicate that the Big Banks are searching far and wide for new [...]]]></description>
		<wfw:commentRss>http://www.consumerkarma.com/2011/08/bank-of-america-pulls-out-of-uk-credit-card-biz/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Who Will They Loan Money To? I&#8217;m Starting To Get Some Ideas!</title>
		<link>http://www.consumerkarma.com/2011/08/who-will-they-loan-money-to-im-starting-to-get-some-ideas/</link>
		<comments>http://www.consumerkarma.com/2011/08/who-will-they-loan-money-to-im-starting-to-get-some-ideas/#comments</comments>
		<pubDate>Tue, 16 Aug 2011 01:00:41 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Credit Cards]]></category>
		<category><![CDATA[Bailout]]></category>
		<category><![CDATA[Bank]]></category>
		<category><![CDATA[Credit Card Debt]]></category>
		<category><![CDATA[Default]]></category>
		<category><![CDATA[Economy]]></category>
		<category><![CDATA[Layoffs]]></category>
		<category><![CDATA[Recession]]></category>

		<guid isPermaLink="false">http://www.consumerkarma.com/2011/08/who-will-they-loan-money-to-im-starting-to-get-some-ideas/</guid>
		<description><![CDATA[This is a follow-up on the last post, “The Future of Credit: Who Will They Lend Money To?” I have not forgotten about that post I originally made to this blog back in January. As the economy sinks deeper and deeper into recession, the big banks may be starting to show some signs of desperation. [...]]]></description>
		<wfw:commentRss>http://www.consumerkarma.com/2011/08/who-will-they-loan-money-to-im-starting-to-get-some-ideas/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>The Future of Credit: Who Will They Lend Money To?</title>
		<link>http://www.consumerkarma.com/2011/08/the-future-of-credit-who-will-they-lend-money-to/</link>
		<comments>http://www.consumerkarma.com/2011/08/the-future-of-credit-who-will-they-lend-money-to/#comments</comments>
		<pubDate>Tue, 16 Aug 2011 00:33:34 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Credit Cards]]></category>
		<category><![CDATA[credit score]]></category>
		<category><![CDATA[Debt]]></category>
		<category><![CDATA[Default]]></category>

		<guid isPermaLink="false">http://www.consumerkarma.com/2011/08/the-future-of-credit-who-will-they-lend-money-to/</guid>
		<description><![CDATA[OK, this one is going to take a little explaining first. A short time ago I merged this blog with another one. In order to ease the process of merging the two I decided to let most of the original content on this blog be deleted and replaced with content from the other blog, which [...]]]></description>
		<wfw:commentRss>http://www.consumerkarma.com/2011/08/the-future-of-credit-who-will-they-lend-money-to/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Here They Come Again: Return of the Credit Card Offers</title>
		<link>http://www.consumerkarma.com/2010/04/here-they-come-again-return-of-the-credit-card-offers/</link>
		<comments>http://www.consumerkarma.com/2010/04/here-they-come-again-return-of-the-credit-card-offers/#comments</comments>
		<pubDate>Sat, 17 Apr 2010 02:15:38 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Credit Cards]]></category>
		<category><![CDATA[Application]]></category>
		<category><![CDATA[Deals]]></category>
		<category><![CDATA[Low Interest]]></category>
		<category><![CDATA[Offers]]></category>
		<category><![CDATA[zero percent]]></category>

		<guid isPermaLink="false">http://consumerkarma.com/2010/04/here-they-come-again-return-of-the-credit-card-offers/</guid>
		<description><![CDATA[After all the trouble in the credit industry over the last couple of years, the offers I used to receive in the mail for credit cards almost every day pretty well dried up. The envelopes with “0% For A Year” and similar pitches simply stopped arriving in my mailbox. With big banks getting bailouts from [...]]]></description>
		<wfw:commentRss>http://www.consumerkarma.com/2010/04/here-they-come-again-return-of-the-credit-card-offers/feed/</wfw:commentRss>
		<slash:comments>2</slash:comments>
		</item>
		<item>
		<title>Credit Counselors Who Can&#8217;t Pay Their Own Credit Card Bills?</title>
		<link>http://www.consumerkarma.com/2010/04/credit-counselors-who-cant-pay-their-own-credit-card-bills/</link>
		<comments>http://www.consumerkarma.com/2010/04/credit-counselors-who-cant-pay-their-own-credit-card-bills/#comments</comments>
		<pubDate>Thu, 01 Apr 2010 18:25:52 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Consumer]]></category>
		<category><![CDATA[Credit Cards]]></category>
		<category><![CDATA[Bank of America]]></category>
		<category><![CDATA[Breakthrough]]></category>
		<category><![CDATA[Councelors]]></category>
		<category><![CDATA[Debt]]></category>
		<category><![CDATA[Lawsuit]]></category>

		<guid isPermaLink="false">http://consumerkarma.com/2010/04/credit-counselors-who-cant-pay-their-own-credit-card-bills/</guid>
		<description><![CDATA[With the sad state if the economy these days, I’m seeing my share of ads on TV and online that tout the benefits of credit counseling services. I don’t know a whole lot about that industry, but I presume their stated intent is to assist consumers who want to reduce their debt and learn how [...]]]></description>
		<wfw:commentRss>http://www.consumerkarma.com/2010/04/credit-counselors-who-cant-pay-their-own-credit-card-bills/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Woman Pays Court Fine With Stolen Credit Card</title>
		<link>http://www.consumerkarma.com/2010/03/woman-pays-court-fine-stolen-credit-card/</link>
		<comments>http://www.consumerkarma.com/2010/03/woman-pays-court-fine-stolen-credit-card/#comments</comments>
		<pubDate>Wed, 31 Mar 2010 20:35:03 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Consumer]]></category>
		<category><![CDATA[Credit Cards]]></category>
		<category><![CDATA[Arrested]]></category>
		<category><![CDATA[Court Fine]]></category>
		<category><![CDATA[Stolen Credit Card]]></category>

		<guid isPermaLink="false">http://consumerkarma.com/2010/03/woman-pays-court-fine-with-stolen-credit-card/</guid>
		<description><![CDATA[It’s not uncommon to hear stories about stupid criminals. There are even television programs devoted to the subject. I suppose it’s bad enough being exposed as a crook, and even worse for earning a reputation as a stupid crook. This description seems to fit Maria Elena Booker, a 40-year-old woman from Arizona who actually used [...]]]></description>
		<wfw:commentRss>http://www.consumerkarma.com/2010/03/woman-pays-court-fine-stolen-credit-card/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Closing Credit Card Account May Damage Your FICO Score</title>
		<link>http://www.consumerkarma.com/2010/03/closing-credit-card-account-may-damage-your-fico-score/</link>
		<comments>http://www.consumerkarma.com/2010/03/closing-credit-card-account-may-damage-your-fico-score/#comments</comments>
		<pubDate>Tue, 30 Mar 2010 15:14:46 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Consumer]]></category>
		<category><![CDATA[Credit Cards]]></category>
		<category><![CDATA[close]]></category>
		<category><![CDATA[credit card]]></category>
		<category><![CDATA[credit score]]></category>
		<category><![CDATA[damage]]></category>
		<category><![CDATA[Debt]]></category>
		<category><![CDATA[FICO]]></category>
		<category><![CDATA[lower]]></category>
		<category><![CDATA[points]]></category>

		<guid isPermaLink="false">http://consumerkarma.com/2010/03/closing-credit-card-account-may-damage-your-fico-score/</guid>
		<description><![CDATA[Now here’s something I had never heard of before. Who would have imagined that closing a credit card account could have a negative impact on your credit score? One would think it would be a positive move, since you certainly would not be using that card to rack up more debt. But, like the Wall [...]]]></description>
		<wfw:commentRss>http://www.consumerkarma.com/2010/03/closing-credit-card-account-may-damage-your-fico-score/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Scheming Weasels Calling From 516-881-1634</title>
		<link>http://www.consumerkarma.com/2010/02/scheming-weasels-calling-from-516-881-1634/</link>
		<comments>http://www.consumerkarma.com/2010/02/scheming-weasels-calling-from-516-881-1634/#comments</comments>
		<pubDate>Wed, 10 Feb 2010 00:55:18 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Credit Cards]]></category>
		<category><![CDATA[516-881-1634]]></category>
		<category><![CDATA[credit card]]></category>
		<category><![CDATA[interest rate]]></category>
		<category><![CDATA[Scam]]></category>
		<category><![CDATA[telemarketing]]></category>

		<guid isPermaLink="false">http://consumerkarma.com/2010/02/scheming-weasels-calling-from-516-881-1634/</guid>
		<description><![CDATA[This may be only one of the number that these dirt bags are using, since I got a very similar call a few weeks ago from a different number. These idiots are some kind of debt consolidations outfit or something. It’s a robo-dialer with a recorded message that’s worded to make people think that their [...]]]></description>
		<wfw:commentRss>http://www.consumerkarma.com/2010/02/scheming-weasels-calling-from-516-881-1634/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Details of TJX Hacking Fiasco Come To Light</title>
		<link>http://www.consumerkarma.com/2008/08/details-of-tjx-hacking-fiasco-come-to-light/</link>
		<comments>http://www.consumerkarma.com/2008/08/details-of-tjx-hacking-fiasco-come-to-light/#comments</comments>
		<pubDate>Thu, 07 Aug 2008 18:18:29 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Credit Cards]]></category>
		<category><![CDATA[Internet & PC]]></category>
		<category><![CDATA[Hackers]]></category>
		<category><![CDATA[Personal Information]]></category>
		<category><![CDATA[TJX]]></category>

		<guid isPermaLink="false">http://consumerkarma.com/2008/08/details-of-tjx-hacking-fiasco-come-to-light/</guid>
		<description><![CDATA[Law enforcement has managed to round up 11 criminals who were behind the massive computer hacking scheme that resulted in the theft of millions of credit and debit card numbers as well as other personal information from retail giant TJX. Back when I first learned about the scheme, I posted that TJX needed a good [...]]]></description>
		<wfw:commentRss>http://www.consumerkarma.com/2008/08/details-of-tjx-hacking-fiasco-come-to-light/feed/</wfw:commentRss>
		<slash:comments>4</slash:comments>
		</item>
		<item>
		<title>Watch For Zero Percent Credit Card Offers</title>
		<link>http://www.consumerkarma.com/2008/07/watch-for-zero-percent-credit-card-offers/</link>
		<comments>http://www.consumerkarma.com/2008/07/watch-for-zero-percent-credit-card-offers/#comments</comments>
		<pubDate>Sat, 12 Jul 2008 22:24:22 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Consumer]]></category>
		<category><![CDATA[Credit Cards]]></category>
		<category><![CDATA[balance transfer]]></category>
		<category><![CDATA[chase]]></category>
		<category><![CDATA[discover]]></category>
		<category><![CDATA[zero percent]]></category>

		<guid isPermaLink="false">http://consumerkarma.com/2008/07/watch-for-zero-percent-credit-card-offers/</guid>
		<description><![CDATA[With all the foreclosures and credit card defaults these days, it seems the credit card companies are having a harder time signing up new customers. This can work to your advantage, and in some cases, you don&#8217;t even have to sign up for a new card. I recently used my Discover Card to make a [...]]]></description>
		<wfw:commentRss>http://www.consumerkarma.com/2008/07/watch-for-zero-percent-credit-card-offers/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
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