Consumer Karma

Tag: credit score

  • Protecting Your Credit Score

    Protecting Your Credit Score

    While it’s difficult for me to write anything relating to credit scores without spending the majority of my time ranting and raving about the self-proclaimed guardians of all things credit (Experian, TransUnion and Equifax), it’s a sad fact of life that the average consumer must kowtow to these big companies if they want to be…

  • The Future of Credit: Who Will They Lend Money To?

    OK, this one is going to take a little explaining first. A short time ago I merged this blog with another one. In order to ease the process of merging the two I decided to let most of the original content on this blog be deleted and replaced with content from the other blog, which…

  • Closing Credit Card Account May Damage Your FICO Score

    Now here’s something I had never heard of before. Who would have imagined that closing a credit card account could have a negative impact on your credit score? One would think it would be a positive move, since you certainly would not be using that card to rack up more debt. But, like the Wall…