After all the trouble in the credit industry over the last couple of years, the offers I used to receive in the mail for credit cards almost every day pretty well dried up. The envelopes with “0% For A Year” and similar pitches simply stopped arriving in my mailbox. With big banks getting bailouts from [...]

With all the foreclosures and credit card defaults these days, it seems the credit card companies are having a harder time signing up new customers. This can work to your advantage, and in some cases, you don’t even have to sign up for a new card. I recently used my Discover Card to make a [...]